[{"id":14674,"date":"2026-09-24T20:40:07","date_gmt":"2026-09-24T20:40:07","guid":{"rendered":"https:\/\/www.oliverjames.com\/jobs\/reinsurance-reporting-principal\/"},"modified":"2026-09-24T20:40:14","modified_gmt":"2026-09-24T20:40:14","slug":"reinsurance-reporting-principal-14674","status":"publish","type":"job","link":"https:\/\/www.oliverjames.com\/en\/jobs\/reinsurance-reporting-principal-14674\/","title":{"rendered":"Reinsurance Reporting Principal"},"content":{"rendered":"<p><strong>Overview<\/strong><\/p>\n<p>The Reinsurance Reporting Principal plays a critical role in supporting complex financial analysis, forecasting, and reporting for the organization. This position requires a deep understanding of financial principles, advanced analytical skills, and the ability to work collaboratively with various cross-functional teams to drive strategic decisions.<\/p>\n<p><strong>Key Responsibilities:<\/strong><\/p>\n<ol>\n<li><strong> Financial Analysis and Reporting:<\/strong><\/li>\n<\/ol>\n<ul>\n<li>Lead bordereaux reporting and analysis.  <\/li>\n<li>Develop and maintain comprehensive financial reports, providing insights to inform key business decisions.<\/li>\n<li>Prepare high-level monthly, quarterly, and annual financial statements including management reports.<\/li>\n<li>Analyze historical data to project future financial performance and prepare financial models for forecasting and planning.<\/li>\n<\/ul>\n<ol start=\"2\">\n<li><strong> Risk Management and Compliance:<\/strong><\/li>\n<\/ol>\n<ul>\n<li>Identify potential risks in financial processes and recommend improvements for mitigating those risks.<\/li>\n<li>Ensure compliance with regulatory requirements and internal controls.<\/li>\n<li>Collaborate with internal and external auditors during reviews and audits.<\/li>\n<\/ul>\n<ol start=\"3\">\n<li><strong> Strategic Support and Initiative Management:<\/strong><\/li>\n<\/ol>\n<ul>\n<li>Provide data-driven insights to support strategic initiatives, mergers, acquisitions, and other complex projects.<\/li>\n<li>Assist in the development of strategic business plans and key performance indicators (KPIs).<\/li>\n<li>Manage and oversee assigned financial projects, ensuring timely and accurate delivery.<\/li>\n<\/ul>\n<ol start=\"4\">\n<li><strong> Process Improvement and System Integration:<\/strong><\/li>\n<\/ol>\n<ul>\n<li>Drive process efficiency improvements through the application of automation, AI, and advanced analytics.<\/li>\n<li>Work with IT and other departments to ensure seamless integration of financial systems and data reporting.<\/li>\n<li>Lead initiatives to upgrade financial processes, ensuring they&#8217;re scalable and adaptable to business needs.<\/li>\n<\/ul>\n<ol start=\"5\">\n<li><strong> Cross-Functional Collaboration:<\/strong><\/li>\n<\/ol>\n<ul>\n<li>Collaborate closely with operations, IT, finance, and executive leadership to align financial plans with business goals.<\/li>\n<li>Communicate complex financial data and insights to non-financial stakeholders in a clear and actionable manner.<\/li>\n<li>Mentor and guide junior analysts and team members, sharing knowledge and best practices.<\/li>\n<\/ul>\n<p><strong>Required Skills and Qualifications:<\/strong><\/p>\n<p><strong>Educational Background:<\/strong><\/p>\n<ul>\n<li>Advanced degree in Finance, Accounting, Economics, Mathematics, or a related field (MSc, MBA preferred).<\/li>\n<\/ul>\n<p><strong>Professional Experience:<\/strong><\/p>\n<ul>\n<li>Minimum of 5-7 years of experience in reinsurance accounting, preferably in a principal or senior role.<\/li>\n<li>Proven experience in managing complex projects and providing strategic financial insights.<\/li>\n<\/ul>\n<p><strong>Technical Skills:<\/strong><\/p>\n<ul>\n<li>Proficiency in advanced Excel, ERP systems, SQL, and other relevant financial software.<\/li>\n<li>Strong understanding of financial modeling, valuation techniques, and regulatory frameworks.<\/li>\n<\/ul>\n<p><strong>Soft Skills:<\/strong><\/p>\n<ul>\n<li>Analytical thinking and problem-solving skills with attention to detail.<\/li>\n<li>Excellent communication and presentation skills.<\/li>\n<li>Ability to work collaboratively with diverse teams and manage multiple projects simultaneously.<\/li>\n<li>Strong leadership and mentorship capabilities.<\/li>\n<\/ul>\n<p><strong>Career Development:<\/strong><\/p>\n<ul>\n<li>Opportunity to develop further expertise in financial analysis, industry-specific knowledge, and leadership skills.<\/li>\n<li>Potential involvement in professional certification programs such as CPA, CFA, or similar designations.<\/li>\n<li>Participation in advanced training programs and workshops to keep abreast of the latest in financial analysis and technology trends.<\/li>\n<\/ul>\n<p><strong>Performance Metrics:<\/strong><\/p>\n<ul>\n<li>Accuracy and timeliness of financial reports and analysis.<\/li>\n<li>Contribution to strategic projects and initiatives.<\/li>\n<li>Effectiveness in process improvements and efficiency gains.<\/li>\n<li>Quality of cross-departmental collaboration and communication.<\/li>\n<\/ul>\n<p>This role requires a dynamic and forward-thinking individual capable of leveraging financial expertise to drive the organization&#8217;s growth and success. If you possess these qualifications and skills, we encourage you to apply for this challenging and rewarding position.<\/p>\n<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/counter.adcourier.com\/Um9iZXJ0LkRpY2tlcnNvbi4zMTU0Mi4xMTMwOUBvbGl2ZXJqYW1lc2Fzc29jaWF0ZXMuYXBsaXRyYWsuY29t.gif\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Overview The Reinsurance Reporting Principal plays a critical role in supporting complex financial analysis, forecasting, and reporting for the organization. This position requires a deep understanding of financial principles, advanced analytical skills, and the ability to work collaboratively with various cross-functional teams to drive&#8230;<\/p>\n","protected":false},"author":0,"featured_media":0,"template":"","meta":{"_acf_changed":false},"jobrelay_source":[1247,1248],"discipline":[19],"industry":[],"contract_type":[1225],"vacancy_type":[1274],"work_type":[1701],"location":[1468],"class_list":["post-14674","job","type-job","status-publish","hentry","discipline-accountancy-finance","location-miami"],"acf":{"job_reference":"JOB-092026-315301_1790282406","job_type":"Permanent","job_industry":"Accountancy & Finance","working_arrangement":"Remote","featured":"","start_date":"","expiry_date":"2026-10-01","salary_currency":"USD","salary_from":"120000","salary_to":"150000","salary_per":"annum","salary_benefits":"","salary":"US$120000 - US$150000 per annum","custom_data":"","application_email":"Robert.Dickerson.31542.11309@oliverjamesassociates.aplitrak.com","application_url":"https:\/\/www.aplitrak.com\/?adid=Um9iZXJ0LkRpY2tlcnNvbi4zMTU0Mi4xMTMwOUBvbGl2ZXJqYW1lc2Fzc29jaWF0ZXMuYXBsaXRyYWsuY29t","contact_name":"Robert Dickerson","contact_email":"Robert.Dickerson@oliverjames.com","contact_telephone":"+1 646 398 6902","contact_url":"","company_name":"","company_tagline":"","company_website":"","company_twitter":"","company_logo":"","company_video":"","job_location":"Miami, Florida","job_location_raw":"N. 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This is a newly impactful role with strong strategic scope, working closely with Finance, Legal and Investment teams to manage complex fee structures, improve billing accuracy and drive automation. <\/p>\n<p>This is a Hybrid role (3 days in office)<\/p>\n<p><strong>Responsibilities: <\/strong><\/p>\n<ul>\n<li>Plan, coordinate, and monitor the preparation of accurate and timely billing calculations and invoices based on relevant investment agreements, management contracts, and other relevant documents.<\/li>\n<li>Perform complex billing calculations and other tasks within the billing process.<\/li>\n<li>Review billing invoices and calculations prepared by an Analyst.<\/li>\n<li>Reconcile and analyze fee calculations against underlying investment billing reports, performance summaries, and cash flow details.<\/li>\n<li>Identify and resolve billing data discrepancies in a timely manner.<\/li>\n<li>Partner with Finance and internal AI tooling teams to identify and deploy solutions that reduce manual work and improve decision quality across the billing and collections lifecycle.<\/li>\n<li>Collaborate with various other departments to gather necessary billing information and address any billing-related queries.<\/li>\n<li>Address client inquiries related to billing and resolve issues in a timely manner, serving as the primary escalation point for complex or high-risk billing disputes.<\/li>\n<li>Own the billing process end-to-end, proactively identifying and implementing automation and systems improvements that enhance efficiency, reduce recurring discrepancies, and scale the billing function to support the firm&#8217;s continued growth.<\/li>\n<\/ul>\n<p><strong>Skills \/ Qualifications required: <\/strong><\/p>\n<ul>\n<li>Bachelor&#8217;s degree in accounting or a closely related course of study.<\/li>\n<li>Several years of relevant experience in the billing function or other related positions within the finance and accounting field, preferably within an investment management firm.<\/li>\n<li>Ability to adapt, learn, design and implement new processes, concepts, skills, and technologies.<\/li>\n<li>Experience in the asset management industry is a strong preference.<\/li>\n<li>Clear and effective communication skills are necessary to address billing inquiries, resolve disputes, and<\/li>\n<li>provide explanations regarding billing processes.<\/li>\n<\/ul>\n<p>Please apply or contact Morgan.Tull@oliverjames.com<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/counter.adcourier.com\/TW9yZ2FuLlR1bGwuODA0MjcuMTEzMDlAb2xpdmVyamFtZXNhc3NvY2lhdGVzLmFwbGl0cmFrLmNvbQ.gif\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>An exciting opportunity to join a growing investment firm as a Billing Supervisor, taking ownership of the end-to-end client billing process within a collaborative finance team. This is a newly impactful role with strong strategic scope, working closely with Finance, Legal and Investment teams to manage complex fee structures, improve billing accuracy and drive automation. A great opportunity for someone looking to step into a high-visibility role.<\/p>\n","protected":false},"author":0,"featured_media":0,"template":"","meta":{"_acf_changed":false},"jobrelay_source":[1247,1248],"discipline":[19],"industry":[],"contract_type":[1225],"vacancy_type":[1274],"work_type":[1702],"location":[1673],"class_list":["post-14672","job","type-job","status-publish","hentry","discipline-accountancy-finance","location-garden-grove"],"acf":{"job_reference":"JOB-092026-315871_1790273609","job_type":"Permanent","job_industry":"Accountancy & Finance","working_arrangement":"Hybrid","featured":"","start_date":"","expiry_date":"2026-10-22","salary_currency":"USD","salary_from":"135000","salary_to":"165000","salary_per":"annum","salary_benefits":"","salary":"US$135000 - US$165000 per annum","custom_data":"","application_email":"Morgan.Tull.80427.11309@oliverjamesassociates.aplitrak.com","application_url":"https:\/\/www.aplitrak.com\/?adid=TW9yZ2FuLlR1bGwuODA0MjcuMTEzMDlAb2xpdmVyamFtZXNhc3NvY2lhdGVzLmFwbGl0cmFrLmNvbQ","contact_name":"Morgan Tull","contact_email":"Morgan.Tull@oliverjames.com","contact_telephone":"+1 646 396-3426","contact_url":"","company_name":"","company_tagline":"","company_website":"","company_twitter":"","company_logo":"","company_video":"","job_location":"Garden Grove, California","job_location_raw":"N. 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James"},"image":{"@id":"https:\/\/www.oliverjames.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.instagram.com\/ojsocial","https:\/\/www.linkedin.com\/company\/oliver-james-\/"]}]}},"_links":{"self":[{"href":"https:\/\/www.oliverjames.com\/en\/wp-json\/wp\/v2\/job\/14670","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oliverjames.com\/en\/wp-json\/wp\/v2\/job"}],"about":[{"href":"https:\/\/www.oliverjames.com\/en\/wp-json\/wp\/v2\/types\/job"}],"version-history":[{"count":1,"href":"https:\/\/www.oliverjames.com\/en\/wp-json\/wp\/v2\/job\/14670\/revisions"}],"predecessor-version":[{"id":14671,"href":"https:\/\/www.oliverjames.com\/en\/wp-json\/wp\/v2\/job\/14670\/revisions\/14671"}],"wp:attachment":[{"href":"https:\/\/www.oliverjames.com\/en\/wp-json\/wp\/v2\/media?parent=14670"}],"wp:term":[{"taxonomy":"jobrelay_source","embeddable":true,"href":"https:\/\/www.oliverjames.com\/en\/wp-json\/wp\/v2\/jobrelay_source?post=14670"},{"taxonomy":"discipline","embeddable":true,"href":"https:\/\/www.oliverjames.com\/en\/wp-json\/wp\/v2\/discipline?post=14670"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.oliverjames.com\/en\/wp-json\/wp\/v2\/industry?post=14670"},{"taxonomy":"contract_type","embeddable":true,"href":"https:\/\/www.oliverjames.com\/en\/wp-json\/wp\/v2\/contract_type?post=14670"},{"taxonomy":"vacancy_type","embeddable":true,"href":"https:\/\/www.oliverjames.com\/en\/wp-json\/wp\/v2\/vacancy_type?post=14670"},{"taxonomy":"work_type","embeddable":true,"href":"https:\/\/www.oliverjames.com\/en\/wp-json\/wp\/v2\/work_type?post=14670"},{"taxonomy":"location","embeddable":true,"href":"https:\/\/www.oliverjames.com\/en\/wp-json\/wp\/v2\/location?post=14670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":14668,"date":"2026-09-24T14:57:56","date_gmt":"2026-09-24T14:57:56","guid":{"rendered":"https:\/\/www.oliverjames.com\/jobs\/vp-legal\/"},"modified":"2026-09-24T14:58:06","modified_gmt":"2026-09-24T14:58:06","slug":"vp-legal-14668","status":"publish","type":"job","link":"https:\/\/www.oliverjames.com\/en\/jobs\/vp-legal-14668\/","title":{"rendered":"VP Legal"},"content":{"rendered":"<p><div><\/p>\n<h3 class=\"x1yc453h x1c3i2sq x1gtpwm6 x7amdea x1i21sxh xladpa3 x1iykcro xma8rkl x1fie51u xgyxj25 x1xobyvs x1fv8qjw x1a024ua x14l7nz5 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">VP, Legal &#8211; Supplemental Insurance<\/h3>\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\"><strong class=\"x7amdea\">Location:<\/strong> Remote<\/p>\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">A growing insurance company is looking for a hands-on <strong class=\"x7amdea\">Vice President, Legal<\/strong> to lead legal support for its supplemental insurance business, with a focus on <strong class=\"x7amdea\">Critical Illness, Short-Term Disability, and Accident<\/strong> products.<\/p>\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">This is a high-impact role for an attorney who wants to work closely with Product, Operations, Sales, and senior leadership to develop, launch, and scale insurance solutions in a fast-moving environment.<\/p>\n<h3 class=\"x1yc453h x1c3i2sq x1gtpwm6 x7amdea x1i21sxh xladpa3 x1iykcro xma8rkl x1fie51u xgyxj25 x1xobyvs x1fv8qjw x1a024ua x14l7nz5 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">What You&#8217;ll Do<\/h3>\n<ul class=\"xonam98 x1epdd7z xemmon1 xn020vs xfl32do xluzp7q x1yc453h x38giro xat24cr x1xobyvs x1fv8qjw xdj266r xrxpjvj x1bxe5rh\">\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Advise on supplemental insurance product development, design, structure, and launch.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Guide Product teams on applicable insurance laws and regulations.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Review policy forms, endorsements, applications, disclosures, notices, and marketing materials.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Support state product filings and regulatory approvals.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Advise on benefits, exclusions, limitations, pricing structures, and operational processes.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Provide ongoing legal support for enrollment, billing, claims, eligibility, and policy administration.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Draft and negotiate distribution and vendor agreements.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Review enrollment, claims, technology, medical, and compliance processes.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Advise on complaints, disputes, escalated claims, regulatory inquiries, audits, and examinations.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Manage outside counsel when specialized expertise is needed.<\/p>\n<\/li>\n<\/ul>\n<h3 class=\"x1yc453h x1c3i2sq x1gtpwm6 x7amdea x1i21sxh xladpa3 x1iykcro xma8rkl x1fie51u xgyxj25 x1xobyvs x1fv8qjw x1a024ua x14l7nz5 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">What We&#8217;re Looking For<\/h3>\n<ul class=\"xonam98 x1epdd7z xemmon1 xn020vs xfl32do xluzp7q x1yc453h x38giro xat24cr x1xobyvs x1fv8qjw xdj266r xrxpjvj x1bxe5rh\">\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">J.D. from an accredited law school.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Admission to at least one U.S. state bar.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\"><strong class=\"x7amdea\">7+ years of relevant legal experience<\/strong>, ideally with an insurance company.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Strong knowledge of insurance laws and regulations, particularly supplemental benefits.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Experience with product development, policy forms, regulatory filings, or implementation.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Experience advising on claims and policy administration.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Excellent drafting, negotiation, analytical, and communication skills.<\/p>\n<\/li>\n<li class=\"x1datfip xp5n6w9 x2xbuc6\">\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Comfortable operating independently and managing multiple priorities in a fast-paced environment.<\/p>\n<\/li>\n<\/ul>\n<h3 class=\"x1yc453h x1c3i2sq x1gtpwm6 x7amdea x1i21sxh xladpa3 x1iykcro xma8rkl x1fie51u xgyxj25 x1xobyvs x1fv8qjw x1a024ua x14l7nz5 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Why This Role<\/h3>\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">Join a growing insurance organization where you&#8217;ll have the opportunity to <strong class=\"x7amdea\">build, influence, and shape a major product line<\/strong> while working directly with senior leadership and cross-functional teams.<\/p>\n<p class=\"x1yc453h xma8rkl xgoqxah xutxfr x1fie51u xgyxj25 x1xobyvs x1elgs31 x1fv8qjw xcy5tzr x1ht4adc xnvauns x1c2l018 x14l7nz5 xuw7688 x1pjt2rx x160d6zm xrxpjvj\" dir=\"ltr\">The culture emphasizes <strong class=\"x7amdea\">trust, transparency, ownership, collaboration, flexibility, and entrepreneurial thinking.<\/strong><\/p>\n<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/counter.adcourier.com\/RW1pbHkuQWhlcm4uNjQ4NDUuMTEzMDlAb2xpdmVyamFtZXNhc3NvY2lhdGVzLmFwbGl0cmFrLmNvbQ.gif\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>VP, Legal &#8211; Supplemental Insurance Location: Remote A growing insurance company is looking for a hands-on Vice President, Legal to lead legal support for its supplemental insurance business, with a focus on Critical Illness, Short-Term Disability, and Accident products. 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Medical Stop-Loss- Pricing Actuary"},"content":{"rendered":"<p>Our client is a <strong>profitable, rapidly growing health insurer<\/strong> seeking an experienced employer medical stop-loss specialist to help build its developing ASO and self-funded offering.<\/p>\n<p> This is a highly visible individual-contributor opportunity with responsibility for shaping the company&#8217;s <strong>specific and aggregate stop-loss pricing strategy<\/strong>. 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State Manager"},"content":{"rendered":"<h1 style=\"text-align: center\"><span style=\"text-decoration: underline\"><span style=\"font-size: 10pt\">Senior State Manager &#8211; Homeowners<\/span><\/span><\/h1>\n<p class=\"isSelectedEnd\" style=\"text-align: center\"><span style=\"font-size: 10pt\"><strong>Location:<\/strong> Fully Remote<\/span><br \/><span style=\"font-size: 10pt\"><strong>Compensation:<\/strong> $160,000-200,000 base <\/span><\/p>\n<p class=\"isSelectedEnd\"><span style=\"font-size: 10pt\">A growing specialty property insurance business is seeking a Senior State Manager to own the performance and profitable growth of its Homeowners programs, initially focused on Colorado and Texas.<\/span><\/p>\n<p class=\"isSelectedEnd\"><span style=\"font-size: 10pt\">This is a high-ownership opportunity for a senior Homeowners professional who enjoys combining P&amp;L ownership, catastrophe portfolio management, product strategy and hands-on execution.<\/span><\/p>\n<h3> <\/h3>\n<h3>The Role<\/h3>\n<p class=\"isSelectedEnd\"><span style=\"font-size: 10pt\">You will act as the internal state owner, working across Product, Actuarial, Underwriting, Distribution, Regulatory, Operations, Technology, Carrier Partners and Reinsurance to build and scale profitable state programs.<\/span><\/p>\n<p class=\"isSelectedEnd\"><span style=\"font-size: 10pt\">Key responsibilities include:<\/span><\/p>\n<ul data-spread=\"false\">\n<li><span style=\"font-size: 10pt\">Own state-level P&amp;L and performance, including premium growth, rate adequacy, loss ratio, retention and conversion.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Build and launch state programs from the ground up, including market analysis, distribution strategy and launch plans.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Manage catastrophe and portfolio risk across wildfire, hurricane and severe convective storm exposure.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Analyze PML, AAL, aggregation, peril mix and reinsurance constraints to inform growth and risk decisions.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Partner with Actuarial and Underwriting on rates, rules, eligibility and underwriting strategy.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Lead regulatory execution, including rate, rule and form filings and DOI responses.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Monitor portfolio performance, identify emerging trends and drive corrective actions.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Present performance, risks and recommendations to senior leadership.<\/span><\/li>\n<\/ul>\n<h3> <\/h3>\n<h3><span style=\"font-size: 10pt\">What They&#8217;re Looking For<\/span><\/h3>\n<ul data-spread=\"false\">\n<li><span style=\"font-size: 10pt\">8-10+ years of P&amp;C insurance experience, with significant Homeowners\/residential property expertise.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Proven experience managing catastrophe-exposed Homeowners portfolios.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Experience launching, growing or materially improving state or property programs.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Direct experience with P&amp;L or portfolio ownership.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Strong understanding of rate adequacy, loss ratios, retention, conversion, catastrophe exposure and reinsurance.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Strong technical\/analytical skills, ideally including SQL and Python.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Knowledge of Homeowners forms, coverage, endorsements, underwriting guidelines and rating mechanics.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Strong regulatory experience, including DOI\/SERFF filings.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Entrepreneurial, hands-on mindset with the ability to make decisions in a fast-moving environment.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Excellent cross-functional communication and stakeholder management skills.<\/span><\/li>\n<\/ul>\n<h3> <\/h3>\n<h3><span style=\"font-size: 10pt\">Why Consider the Opportunity?<\/span><\/h3>\n<ul data-spread=\"false\">\n<li><span style=\"font-size: 10pt\">Fully remote senior leadership opportunity.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Significant ownership over Colorado and Texas Homeowners programs.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Opportunity to build and launch programs rather than simply manage an established book.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Direct influence over P&amp;L, pricing, underwriting, product and portfolio strategy.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Work closely with senior leadership and teams across Actuarial, Underwriting, Product, Distribution, Technology and Reinsurance.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Opportunity to shape future state expansion and program growth.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Highly entrepreneurial environment with significant autonomy and visibility.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Hands-on role suited to someone who wants to combine strategic decision-making with detailed execution.<\/span><\/li>\n<\/ul>\n<p class=\"isSelectedEnd\">\n<p class=\"isSelectedEnd\"><span style=\"font-size: 10pt\">This role would suit a senior Homeowners\/property insurance leader who has successfully managed catastrophe-exposed portfolios and wants genuine ownership over state strategy, P&amp;L and program growth.<\/span><\/p>\n<p><span style=\"font-size: 10pt\">Apply confidentially or reach out for further details.<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/counter.adcourier.com\/QXpyYS5NZXJhbC4zNzE0My4xMTMwOUBvbGl2ZXJqYW1lc2Fzc29jaWF0ZXMuYXBsaXRyYWsuY29t.gif\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Senior State Manager &#8211; Homeowners Location: Fully RemoteCompensation: $160,000-200,000 base A growing specialty property insurance business is seeking a Senior State Manager to own the performance and profitable growth of its Homeowners programs, initially focused on Colorado and Texas. 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You&#8217;ll work across multiple states, taking into account different regulatory and business requirements while helping to develop more efficient and scalable modelling processes.<\/p>\n<p class=\"isSelectedEnd\">The role has a strong technical focus, with opportunities to use SQL and Python to automate workflows, improve modelling efficiency and introduce new data sources and techniques.<\/p>\n<p class=\"isSelectedEnd\">You&#8217;ll also work closely with actuarial and cross-functional teams to ensure modelling assumptions, inputs and outputs are aligned, while taking ownership of model documentation, validation and governance.<\/p>\n<p class=\"isSelectedEnd\">There will also be opportunities to mentor junior modelers and contribute to the development of technical best practices within the wider team.<\/p>\n<h3>Key Responsibilities<\/h3>\n<ul data-spread=\"false\">\n<li>Develop and maintain predictive actuarial models for Personal Auto across multiple U.S. states<\/li>\n<li>Build automated and scalable modelling workflows using <strong>SQL and Python<\/strong><\/li>\n<li>Identify and incorporate new data sources, features and modelling techniques<\/li>\n<li>Analyse model performance and translate results into actionable business insights<\/li>\n<li>Partner with actuarial and cross-functional teams on assumptions, inputs and outputs<\/li>\n<li>Support model documentation, validation, governance and regulatory compliance<\/li>\n<li>Keep models up to date with changing state regulations and business requirements<\/li>\n<li>Mentor junior team members and contribute to technical development across the function<\/li>\n<\/ul>\n<h3>What We&#8217;re Looking For<\/h3>\n<ul data-spread=\"false\">\n<li>Bachelor&#8217;s or Master&#8217;s degree in <strong>Actuarial Science, Mathematics, Statistics, Computer Science<\/strong> or a related discipline<\/li>\n<li><strong>3+ CAS exams passed<\/strong>, with MAS-I\/MAS-II preferred<\/li>\n<li>Approximately <strong>3+ years of Personal Auto pricing\/modeling experience<\/strong><\/li>\n<li>At least <strong>1 year of hands-on actuarial modelling experience<\/strong><\/li>\n<li>Strong <strong>SQL<\/strong> programming skills<\/li>\n<li>Experience with <strong>Python<\/strong> is highly desirable<\/li>\n<li>Experience with modelling platforms such as <strong>Earnix<\/strong> would be an advantage<\/li>\n<li>Demonstrable experience automating actuarial processes and developing scalable modelling frameworks<\/li>\n<li>Strong understanding of actuarial pricing concepts and predictive modelling<\/li>\n<li>Excellent communication skills and the ability to collaborate across technical and actuarial teams<\/li>\n<\/ul>\n<h3>Why Consider This Opportunity?<\/h3>\n<p class=\"isSelectedEnd\">This is a chance to join a sophisticated insurance organisation where your modelling work will have a direct impact on pricing decisions across multiple states.<\/p>\n<p class=\"isSelectedEnd\">You&#8217;ll have the opportunity to work with modern modelling techniques, data and technology while continuing to develop your actuarial career. The role offers a particularly strong fit for someone who is around the 3-4 year experience mark, progressing towards ACAS, and looking to build a more technically focused career in predictive modelling.<\/p>\n<p class=\"isSelectedEnd\">The organisation offers a collaborative working environment, flexible remote\/hybrid arrangements, comprehensive benefits and opportunities for ongoing professional and career development.<\/p>\n<p>If you&#8217;re a Personal Auto actuary with strong modelling and SQL skills and are looking for your next step into a technically focused predictive modelling role, we&#8217;d be keen to hear from you.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/counter.adcourier.com\/QXpyYS5NZXJhbC4xNzU1OS4xMTMwOUBvbGl2ZXJqYW1lc2Fzc29jaWF0ZXMuYXBsaXRyYWsuY29t.gif\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Actuary II &#8211; Personal Auto Predictive Modeling Location: Remote \/ Hybrid &#8211; U.S.Salary: $95,000-$130,000 base An established global insurance organisation is looking for an Actuary II specialising in Personal Auto Predictive Modeling to join its actuarial pricing team. This is an excellent opportunity for&#8230;<\/p>\n","protected":false},"author":0,"featured_media":0,"template":"","meta":{"_acf_changed":false},"jobrelay_source":[1247,1248],"discipline":[20],"industry":[],"contract_type":[1225],"vacancy_type":[1274],"work_type":[1701],"location":[1286],"class_list":["post-14657","job","type-job","status-publish","hentry","discipline-actuarial","location-united-states"],"acf":{"job_reference":"JOB-092026-314843_1790245586","job_type":"Permanent","job_industry":"Actuarial","working_arrangement":"Remote","featured":"","start_date":"","expiry_date":"2026-10-01","salary_currency":"USD","salary_from":"90","salary_to":"130000","salary_per":"annum","salary_benefits":"","salary":"US$90 - US$130000 per annum","custom_data":"","application_email":"Azra.Meral.17559.11309@oliverjamesassociates.aplitrak.com","application_url":"https:\/\/www.aplitrak.com\/?adid=QXpyYS5NZXJhbC4xNzU1OS4xMTMwOUBvbGl2ZXJqYW1lc2Fzc29jaWF0ZXMuYXBsaXRyYWsuY29t","contact_name":"Azra Meral","contact_email":"Azra.Meral@oliverjames.com","contact_telephone":"+1 646 437 7209","contact_url":"","company_name":"","company_tagline":"","company_website":"","company_twitter":"","company_logo":"","company_video":"","job_location":"USA","job_location_raw":"North America > USA","geo_lat":"38.7945952","geo_long":"-106.5348379","geo_formatted_address":"United States","geo_city":"","geo_country_short":"US","geo_country_long":"United States","geo_administrative_area_level_2_short":"","geo_administrative_area_level_2_long":"","geo_administrative_area_level_1_short":"","geo_administrative_area_level_1_long":"","talentlink_job_id":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.5 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Actuary II, Predictive Modeling - Oliver James<\/title>\n<meta name=\"description\" content=\"Grow your career as an Actuary II in Personal Auto Predictive Modeling. 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Director, Pricing"},"content":{"rendered":"<div>\n<h1 style=\"text-align: center\"><span style=\"font-size: 10pt\">Director, Actuary &#8211; Programs Pricing<\/span><\/h1>\n<p class=\"isSelectedEnd\" style=\"text-align: center\"><span style=\"font-size: 10pt\"><strong>Location:<\/strong> Chicago, IL | New York, NY | Jersey City, NJ | St. Paul, MN | Hartford, CT<\/span><br \/><span style=\"font-size: 10pt\"><strong>Work Arrangement:<\/strong> Hybrid &#8211; 3 days per week in office<\/span><br \/><span style=\"font-size: 10pt\"><strong>Compensation:<\/strong> $130,000-$180,000 base + bonus<\/span><\/p>\n<p class=\"isSelectedEnd\"><span style=\"font-size: 10pt\">A leading global specialty P&amp;C insurer is seeking a Director, Actuary &#8211; Programs Pricing to join its growing US Insurance Actuarial team.<\/span><\/p>\n<p class=\"isSelectedEnd\"><span style=\"font-size: 10pt\">This is a high-impact opportunity for an experienced actuary to take ownership of pricing strategy across a portfolio of specialty Programs, working closely with Underwriting, Program Managers, Analytics and senior leadership.<\/span><\/p>\n<p class=\"isSelectedEnd\">\n<h3><span style=\"font-size: 10pt\">The Role<\/span><\/h3>\n<p class=\"isSelectedEnd\"><span style=\"font-size: 10pt\">As the lead actuary for approximately 5-6 specialty Programs, you will provide actuarial and commercial insight across the portfolio and play a key role in strategic business decisions.<\/span><\/p>\n<p class=\"isSelectedEnd\"><span style=\"font-size: 10pt\">Key responsibilities include:<\/span><\/p>\n<ul data-spread=\"false\">\n<li><span style=\"font-size: 10pt\">Own pricing and profitability analysis across a portfolio of specialty Programs.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Monitor rate adequacy, rate changes, underwriting mix and segmentation.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Advise the business on where to grow, maintain, reprice or pull back based on portfolio performance.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Evaluate new specialty Programs and external partnerships from an actuarial and commercial perspective.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Develop pricing studies, segmentation analyses and monitoring tools.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Improve pricing methodologies and analytical processes using tools such as Python, SQL and VBA.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Partner closely with Underwriting, Program Managers and Predictive Modeling teams.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Present actuarial findings and recommendations to senior leadership.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Translate complex actuarial analysis into clear, actionable commercial recommendations.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-size: 10pt\">What They&#8217;re Looking For<\/span><\/h3>\n<ul data-spread=\"false\">\n<li><span style=\"font-size: 10pt\">6+ years of P&amp;C actuarial experience.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">ACAS or FCAS.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Strong pricing and ratemaking experience.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Experience within Commercial or Specialty P&amp;C preferred.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Strong analytical and technical capabilities, ideally including Python, SQL and\/or VBA.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Experience with profitability analysis, segmentation and portfolio monitoring.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Strong communication and stakeholder management skills.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Commercial mindset with the ability to influence underwriting and business decisions.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-size: 10pt\">Why Consider the Opportunity?<\/span><\/h3>\n<ul data-spread=\"false\">\n<li><span style=\"font-size: 10pt\">Director-level ownership across 5-6 specialty Programs.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Exposure to approximately $1B of specialty Programs business across the broader team.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Genuine actuarial influence on underwriting and commercial strategy.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Work directly with high-performing Underwriting, Analytics and Program teams.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Opportunity to evaluate new products, Programs and external partnerships.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Collaborative, high-performance actuarial culture with strong senior actuarial leadership.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Broad US actuarial organization with significant opportunities for professional development and progression.<\/span><\/li>\n<li><span style=\"font-size: 10pt\">Competitive compensation of $130K-$180K base + bonus.<\/span><\/li>\n<\/ul>\n<p class=\"isSelectedEnd\"><span style=\"font-size: 10pt\">This opportunity would suit an experienced ACAS\/FCAS pricing actuary who wants to move beyond traditional rate indications and play a meaningful role in portfolio strategy, underwriting decisions and the growth of a specialty insurance business.<\/span><\/p>\n<p class=\"isSelectedEnd\">\n<p><span style=\"font-size: 10pt\">Apply confidentially or reach out for further details.<\/span><\/p>\n<p> <\/div>\n<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/counter.adcourier.com\/QXpyYS5NZXJhbC4xODQxMC4xMTMwOUBvbGl2ZXJqYW1lc2Fzc29jaWF0ZXMuYXBsaXRyYWsuY29t.gif\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Director, Actuary &#8211; Programs Pricing Location: Chicago, IL | New York, NY | Jersey City, NJ | St. Paul, MN | Hartford, CTWork Arrangement: Hybrid &#8211; 3 days per week in officeCompensation: $130,000-$180,000 base + bonus A leading global specialty P&amp;C insurer is seeking&#8230;<\/p>\n","protected":false},"author":0,"featured_media":0,"template":"","meta":{"_acf_changed":false},"jobrelay_source":[1247,1248],"discipline":[20],"industry":[],"contract_type":[1225],"vacancy_type":[1274,1272],"work_type":[1702],"location":[1550],"class_list":["post-14654","job","type-job","status-publish","hentry","discipline-actuarial","location-u-s-virgin-islands"],"acf":{"job_reference":"JOB-092026-315562_1790245272","job_type":"Permanent","job_industry":"Actuarial","working_arrangement":"Hybrid","featured":"","start_date":"","expiry_date":"2026-10-22","salary_currency":"USD","salary_from":"150000","salary_to":"180000","salary_per":"annum","salary_benefits":"","salary":"US$150000 - US$180000 per annum","custom_data":"","application_email":"Azra.Meral.18410.11309@oliverjamesassociates.aplitrak.com","application_url":"https:\/\/www.aplitrak.com\/?adid=QXpyYS5NZXJhbC4xODQxMC4xMTMwOUBvbGl2ZXJqYW1lc2Fzc29jaWF0ZXMuYXBsaXRyYWsuY29t","contact_name":"Azra 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