Insurance Programs & Regulatory Counsel – P&C Insurance [Hybrid]
We are representing a leading Property & Casualty insurance services company and MGA seeking a mid-level legal professional to support MGA/program business and regulatory initiatives, reporting to senior legal leadership. This role sits within a lean in-house legal team and will play a key role in supporting program, compliance, and operational legal needs across the business.
This position is well suited for a candidate with hands-on experience in P&C insurance programs, strong regulatory instincts, and the ability to operate independently on research-heavy matters.
Role & Responsibilities:
MGA / Program & Distribution Support
- Drafting and negotiating program administrator, carrier, and distribution agreements
- Supporting MGA/MGU structures, authority grants, and underwriting frameworks
- Advising on commission structures, profit-sharing, and termination provisions
Regulatory, Licensing & Compliance
- Conducting 50-state research on insurance regulatory requirements
- Advising on producer, adjuster, MGA, and TPA licensing and compliance
- Supporting filings, approvals, and ongoing compliance across jurisdictions
Research & Legal Operations Support
- Leading complex, multi-jurisdictional research projects with minimal oversight
- Translating regulatory requirements into practical business guidance
- Supporting internal stakeholders across underwriting, compliance, and operations
Strategic Business Advisory
- Partnering with business teams to ensure programs remain compliant and scalable
- Providing clear, actionable legal guidance in a fast-moving environment
Required Qualifications (Non-Negotiable):
- Juris Doctor & Bar Admission (U.S.)
- 3-5+ years of experience within the P&C insurance industry (in-house or law firm)
- Direct experience with insurance programs, MGA/agency agreements, and/or regulatory compliance
- Working knowledge of insurance licensing frameworks (producer, adjuster, MGA, TPA)
- Strong legal research and analytical capabilities
- ** Due diligence or M&A exposure is a plus
Preferred Background:
- Prior experience supporting MGA or program business (carrier, MGA, or agency side)
- Comfortable operating in a lean legal environment with limited support resources
Job Specifications:
- Salary: $225-250k base + bonus + benefits
- Work Mode: Hybrid [4 days in office, 1 day remote]
- Location: NYC Office
