Senior Underwriter – Life Insurance
Overview
We’re partnering with a leading life insurance organization seeking a Senior Underwriter to support new business growth while maintaining strong risk selection discipline. This individual will play a key role in evaluating complex cases, driving underwriting strategy, and collaborating across actuarial, medical, and distribution teams.
Key Responsibilities
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Evaluate and underwrite individual life insurance applications, including large face amounts and complex medical/financial cases
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Apply sound risk assessment using medical, financial, and lifestyle factors in line with company guidelines
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Provide mentorship and guidance to junior underwriters and underwriting assistants
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Partner closely with actuarial, pricing, and sales teams to support product positioning and placement strategies
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Contribute to underwriting audits, guideline development, and process improvements
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Communicate underwriting decisions clearly to internal stakeholders and distribution partners
Qualifications
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5-10+ years of life insurance underwriting experience
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Strong knowledge of medical terminology, reinsurance practices, and financial underwriting
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Experience handling high-value and impaired risk cases
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Familiarity with underwriting tools and systems (e.g., automated underwriting platforms)
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Professional designations such as FLMI, FALU, or CLU are a plus
Key Traits
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Strong analytical and decision-making skills
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Ability to balance risk management with business objectives
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Excellent communication and stakeholder management skills
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Detail-oriented with the ability to manage a high-volume, fast-paced environment
Nice to Have
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Experience with accelerated underwriting programs or data-driven underwriting models
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Exposure to product development or underwriting innovation initiatives
