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Product Counsel

  • Location:

    New York

  • Sector:

    Legal

  • Job type:

    Permanent

  • Salary:

    bonus, healthcare, fully remote

  • Contact:

    Declan Frith

  • Contact email:

    Declan.Frith@oliverjames.com

  • Job ref:

    JOB-062025-282618_1751394754

  • Published:

    about 12 hours ago

  • Expiry date:

    2025-07-31

We're looking for a Product Counsel to join our legal and product development team, supporting the creation and regulatory compliance of admitted insurance products across multiple U.S. jurisdictions. This role is ideal for a motivated attorney with experience in property & casualty lines who wants to build subject matter expertise in insurance product development and filing strategy.

Insurance Product Lawyer (Admitted Market)
Location: New York, New Jersey, Connecticut, Chicago or Atlanta
Department: Legal / Product Development
Reports To: Deputy General Counsel

Position Overview:

We are seeking a motivated and detail-oriented Product Counsel to join our legal team with a focus on drafting and developing insurance products for the admitted market. This is an excellent opportunity for a commercially aware, junior-level attorney to work closely with senior legal, underwriting, and compliance teams to support the creation, review, and filing of compliant insurance products across multiple U.S. jurisdictions.

Key Responsibilities:

  • Draft and review policy language, endorsements, declarations, and related insurance documents for admitted products (e.g., P&C, commercial lines, specialty lines).
  • Assist in ensuring insurance products comply with state insurance laws and regulatory requirements.
  • Coordinate and support filings through SERFF and manage responses to DOI objections in collaboration with compliance and regulatory teams.
  • Conduct legal research on statutory and regulatory requirements related to product development and updates.
  • Collaborate with underwriting, actuarial, product, and regulatory teams to develop innovative and competitive insurance offerings.
  • Assist in updating and maintaining template policies and coverage forms to align with evolving market and regulatory standards.
  • Support internal training and guidance around policy wording and regulatory expectations in the admitted space.

Qualifications:

  • Juris Doctor (JD) from an accredited law school and admission to at least one U.S. state bar (preferably in one of our office locations).
  • Minimum of 3 years of relevant legal experience, ideally within an insurance company, and previous law firm, MGA, or regulatory agency would be preferred.
  • Familiarity with insurance product drafting, especially for admitted products; prior exposure to P&C lines strongly preferred.
  • Working knowledge of state insurance regulations, filing processes, and compliance protocols in the admitted market.
  • Strong legal drafting and analytical skills with attention to detail and clarity in written communications.
  • Demonstrated ability to work effectively with cross-functional teams and manage multiple priorities in a deadline-driven environment.

Desirable:

  • Experience with SERFF filings and/or dealing directly with state insurance departments.
  • Exposure to emerging product areas (e.g., cyber, climate-related risk).
  • Interest in regulatory trends, policy innovation, and insurance modernization.

What We Offer:

  • Collaborative and inclusive team environment.
  • Opportunity to work with experienced counsel on impactful insurance products.
  • Exposure to strategic product development across multiple jurisdictions.
  • Competitive salary, bonus structure, and benefits package.

If interested, please reach out and apply for a confidential call today.


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