About the Role
A growing insurance and investment firm is seeking a Liquidity Risk Associate to join its Risk team. This position focuses on funding and cash flow liquidity, ensuring the company maintains sufficient access to liquid resources in a complex balance sheet environment.
The role will work closely with Treasury, Risk Modeling, and Investment teams to conduct liquidity stress testing, analyze funding requirements, and track asset-liability cash flows across diverse product lines.
This is a high-visibility opportunity for someone who wants to combine quantitative skills, financial markets knowledge, and insurance balance sheet expertise in a dynamic setting.
Key Responsibilities
-
Monitor and assess funding and cash flow liquidity risk across the insurance balance sheet.
-
Perform liquidity stress testing and scenario analysis under different market and business conditions.
-
Partner with Treasury to evaluate cash availability and liquid asset positions.
-
Work with risk modeling experts to integrate liability models into liquidity risk assessments.
-
Analyze asset and liability cash flows, particularly in fixed income portfolios, to identify liquidity gaps.
-
Prepare reporting and presentations for senior stakeholders and external audiences.
-
Contribute to ongoing projects to enhance the firm’s liquidity risk framework.
Qualifications
-
Bachelor’s degree in Finance, Economics, Mathematics, Statistics, or related field.
-
4-6 years of experience in liquidity risk, treasury, ALM, or related functions within insurance, asset management, or financial services.
-
Solid understanding of insurance products, fixed income markets, and asset-liability management.
-
Experience with cash flow analysis and liquidity stress testing.
-
Strong technical skills in Excel; Python proficiency a plus (automation, analysis).
-
Excellent communication skills, with the ability to explain technical findings to non-technical stakeholders.
-
Highly organized and comfortable working in a fast-paced, evolving environment.
Compensation & Benefits
-
Base salary plus annual bonus
-
Comprehensive benefits, including health coverage, retirement contributions, and wellness perks.
-
Additional location-based perks (e.g., free meals, commuter/parking support).
Why Apply?
This role offers direct exposure to senior leaders across risk, treasury, and investments, with strong career growth potential into broader risk or finance leadership. It’s an excellent fit for professionals with investment banking, treasury, actuarial/ALM, or consulting backgrounds looking to deepen their expertise in liquidity risk within the insurance sector.
