Senior Underwriter – General Casualty

Location: Richmond, VA

Salary: up to $118k depending on experience

Flexible working options.

I am working with a growing specialty insurance organisation looking to appoint a Senior General Casualty Underwriter to join its expanding team.

This is an excellent opportunity to join an entrepreneurial underwriting platform, working closely with wholesale brokers to develop and manage a profitable portfolio of General Casualty business. The successful individual will have the opportunity to take ownership of an assigned book, build broker relationships and contribute to the ongoing development of the company’s underwriting strategy.

The Role

• Underwrite new and renewal General Casualty business, making informed decisions on risk selection, pricing, terms and conditions.
• Manage an assigned portfolio, ensuring business is written in line with underwriting guidelines and risk appetite.
• Develop and maintain strong relationships with wholesale brokers, acting as a key point of contact for underwriting queries and referrals.
• Assess submissions, loss histories, financial information and other relevant documentation to determine risk quality.
• Monitor portfolio performance, identifying emerging trends, loss activity and opportunities for profitable growth.
• Attend broker meetings and market visits, presenting products and developing existing distribution relationships.
• Work collaboratively with internal teams, including Actuarial, Claims, Reinsurance and Legal.
• Contribute to the ongoing development of underwriting processes, products and portfolio strategy.

Experience Required

• 3-5 years’ experience within Property & Casualty underwriting, with a focus on General Casualty.
• Exposure to commercial casualty classes such as LRO, habitational, hospitality, vacant land or similar specialty risks.
• Experience managing an assigned book of business and making independent underwriting decisions within delegated authority.
• Existing relationships or experience working with wholesale brokers.
• Strong technical underwriting and analytical skills, with the ability to assess risk quality and portfolio performance.
• Excellent communication and relationship-building skills.

Desirable:

• Previous experience within the E&S / Excess & Surplus Lines market.
• Experience working within a specialty insurance or wholesale distribution environment.
• Professional insurance qualifications such as AINS, CPCU or AU.

The Opportunity

This is an opportunity to join a growing specialty carrier with an entrepreneurial approach to underwriting, where you will have genuine ownership of your portfolio and the ability to develop long-term wholesale broker relationships.

The business places a strong emphasis on innovation, collaboration and professional development, offering an environment where individuals can take ownership and make a meaningful contribution to its continued growth.

For a confidential discussion, please get in touch.